Are You Covered when using Companies Like Uber?

Are You Covered when using Companies Like Uber?

Over the past few years, traditional taxi services have been introduced to some formidable business challengers like Uber and Lyft. These new companies provide a service that uses a location-based app that allows users to hire an on-demand private driver that is extremely convenient and inexpensive. The drivers for these ridesharing companies are supposed to ensure that drivers have a variety of requirements including a background check, having a clean driving record and three years of driving experience. However, even when using the services of these ridesharing companies, anytime you are a passenger in a vehicle you run the risk of being involved in an accident.

There has been information floating around claiming that Uber passengers that are injured while riding in ridesharing company-operated cars are not covered by insurance and will be left to pay any resulting medical bills. However, in the event of an Uber accident, passengers are supposed to be covered under the ridesharing companies’ “excess coverage” insurance policy. The driver’s insurance company will usually deny a claim to cover damages for passenger’s because the driver was acting “for profit” while driving. However, for the passengers that are injured and denied coverage by the driver’s insurance policy, Uber and Lyft both provide $1,000,000+ (depending on the state) in Liability Coverage to cover damages and injuries.

When it comes to insurance claims for any type of auto accident, the fine print and loopholes can be extremely difficult to navigate. That is why the experienced personal injury attorneys in Florida at the Blaut Weiss Law Group have you covered when it comes to personal injury in auto accidents, even ones that involve a ridesharing company. If you or someone you know has been injured while in a Lyft or Uber operated car, contact Blaut Weiss at http://www.blautweiss.com/contact.php/ to schedule a free consultation to discuss your rights when it comes to handling the insurance claim and No-Fault insurance in Florida.